A/c can be opened by an individual singly or jointly with others, guardian on behalf of minor(s), non trading organisation, charitable trust etc. as per R.B.I. guidelines. Compliance of KYC Norms, Also facility to open "No Frill" account
Minimum balance:
1. Rs.500/- for non-cheque book facility,
2. Rs.1000/- for a/cs with cheque book facility.
Interest @ 4.00% p.a. per day basis, paid half yearly.
NO FRILL SAVING BANK A/cs. Minimum Balance Rs. 0.00 (Zero) Without Cheque Book facility. No charge for minimum balance. Customer having income below Rs.50000 p.a.
B. Current Accounts :
A/c suited for customers for their business transactions.
Minimum balance to be maintained in the a/c Rs.2000/-.
» Loans & Advances :
The Bank finances various business/ manufacturing activities small scale industries, professionals and also to individuals for acquiring dwellings at very attractive terms and at most competitive interest rates.
» Ancillary Services :
A. Remittance of Funds Issue of Banker's Cheque for local payment at competitive rates.
Issue of out station drafts through mutual arrangements with leading Private, Commercial & Nationalised Banks at competitive rates against the clear balance in the account.
B. Collection of Cheques/Bills Collection of Cheques on other centers and collection of bills under arrangement with other banks.
C. Safe Deposit Vaults Branches equipped with Safe Deposit Lockers with different size & are available on one time deposit.
Branches with Locker Facility